Dental Insurance

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Affordable Individual & Family Dental Insurance

Not only is a great smile beautiful, but also healthy. Your mouth is a gateway to the rest of your body and can enhance or diminish your health. Everyday, substances enter your body through your mouth and wear it down. Neglecting your dental needs can be an expensive pain.

Visiting your dentist is just as vital to your body as visiting your doctor. Everyone should have regular oral exams, x-rays, cleaning, and fluoride treatments. We believe you should be entitled to affordable dental care. Our agents work to find you maximum coverage for your budget.

At this time the most beneficial Individual and Family Dental plan is with Premier Access.

The Cost for Adults is: $40/Month

The Cost for Children is: $28/Month

Enroll in Yuba City Dental Insurance Now!

ENROLL HERE

 

Call us for more details (530) 751-1212

The matrix below provides a very brief description of some important features of the Individual Plan and is intended to be used as a summary only. The Individual Plan/Policy or Contract should be consulted for a detailed and complete description of program benefits, limitations and exclusions.

To enroll, please go to: mydental.guardianlife.com

Child only * Essential Health benefit Adult only PPO Plan
In Network Out of Network** In Network Out of Network**

Type 1 - Diagnostic and Preventive Services

  • Diagnostic: Routine periodic examinations
  • Preventive: Dental proplylaxis) routine teeth cleaning), child flouride, and sealants
  • Radiographs: Bitewings and full mouth x-rays
100% Deductible does not apply 100% Deductible does not apply 100% Deductible does not apply 100% Deductible does not apply

Type 2 - Basic Procedures

  • Restorative: Amalgam fillings, resin fillings and stainless steel crowns
  • Endodontics: Pulpal therapy and root canals (Adult plan)
  • Periodontics: Treatment of diseases of the gums
  • Oral Surgery: Extractions and other oral surgery, including pre and post operattive: Pontics, repair of crowns and bridges, repair of full and partial dentures
  • Other: Space maintainers, recementation of crowns, emergency palliative treatment
80% 80% 80% 80%

Type 3 - Major Procedures

  • Restorative: Inlays, onlays and crowns
  • Fixed and Removable Prosthodontics: Bridges, partials and complete dentures
  • Other: Pontics, repair of crowns and bridges, repair of full and partial dentures
50% 50% 50% 50%

Type 4 - Orthodontic Services*

50% 50% Not covered Not covered

Calendar Year Deductible per person

(waived for Type I)

$65 $65 50% 50%

Family Out of Pocket Maximum***

(2+ children)

$700($350 per person) N/A

Calendar Year Maximum Benefit

$1500
  • *This plan is available for individuals up to age 19. (Only for pre-authorized medically necessary orthodontia)
  • **Benefits are based on the Usual and Customary charges of the majority of dentists in the same geographic area.
    Covered charges are based on the lower of:
    1) the dentist's actual charge for the service,
    2) the dentist's usual charge for the service,
    3) or the UCR amount for the service based on the 80th percentile of dentists in the same geographic area.

  • ***Only 2 family members must each meet the out of pocket maximum in a plan year. Once the family maximum has been met there are no further charges for additional family members
  • +In the Child Only Plan, this service is covered under Type 3 at 50%

Dental PPO benefits are underwritten by Premier Access Insurance Company, P.O. Box 659010, Sacramento, CA 95865-9010, a dental insurer licensed under applicable insurance laws. File #204-14s81 Exp. 11/16