Obamacare (Covered California) in California

Welcome to the most efficient place find out about Obamacare (Covered California) in California.

We have very clear and accurate information about Covered California in Yuba City including:

  • Why you MUST have health insurance
  • What plans are available based on where you live
  • The cost for health insurance coverage
  • How to sign up through Covered California or off of the exchange
  • Why use a local Yuba City insurance firm for enrollment

To begin, keep in mind these key points about Obamacare in California:

  1. Obamacare requires you to have health insurance, unless you qualify for an exemption.

    The Affordable Care Act requires that you enroll in a health insurance plan unless you qualify for an exemption from the law. During tax season, you will report whether you have coverage or whether you are exempt from this mandate.

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  3. Open enrollment begins November 1, 2015 and ends January 31, 2016. You can still get Obamacare outside of open enrollment if you qualify for a special enrollment period.

    For 2015, Covered California’s open enrollment period ended on February 15, 2015. This means that, unless you have a qualifying event, you cannot obtain health insurance until the next open enrollment period begins on November 1, 2015.

    To find out more, including ways you might still get covered call 530-751-1212.

  4. You can shop for affordable health care plans with our Yuba City insurance office in Covered California or off of the exchange (direct with the insurance companies).

    During open enrollment, depending on your plan eligibility and income, we provide free enrollment assistance for residents of California through Covered California or direct with the insurance companies. We help narrow down all of the Obamacare plans until we find the perfect plan for you. We also help you apply for cost-saving subsidies, and/or Medi-Cal.
    If you are currently uninsured, we can use the Covered California website to help you compare plans and enroll in a plan that meets your needs.

    If you want to switch from an existing plan to a marketplace plan, call 530-751-1212 and our staff will see if there are any other cost effective plans available to you.
    To learn more about enrollment, contact our office.

  5. Depending on your income, you may qualify for subsidies that will save you money through Covered California.
     
    There are many people who sign up for insurance at our office that we have helped save money by qualifying them for subsidies through the California exchange. The savings that we provide our clients are available in the form of tax credits to help you lower your monthly premiums or reduce your out-of-pocket costs for care. We have some clients with premiums as low as $1 per month!
    If your income is very low, you may qualify for free or low-cost coverage through Medi-Cal. This we can also provide assistance on.

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