Health Insurance


Health Insurance: Your Certified Covered California Agents

With the rising costs of healthcare and prescription drugs, it is important to find affordable, quality medical insurance. Families are being left with medical bills and drugs they can’t afford. Nobody’s health should have to suffer from a lack of proper insurance.

We care about keeping you and your family safe and healthy. At David Ernstam Financial & Insurance Services, Inc. we work to find you the best price for your insurance with the benefits you need. Our networks of physicians and specialists can be tailored to fit your family’s medical needs.

With the continuous changes in Covered California we have been and taking the appropriate actions to maintain the highest level of knowledge so that we will have answers to all of your questions. Our goal is to provide you with all available facts when it comes to Obamacare and most of all help guide you to finding affordable insurance. As of October 10th 2013 all of our agents have become Covered CA certified and are able to provide you with the knowledge you need to shop for health insurance in the Covered California market place. We are happy to say that we were the first five agents to be certified in Sutter and Yuba Counties. We were also some of the first agents to become certified in the state of California. We strive to be proficient when it comes to the ACA (Affordable Care Act) and finding health insurance for you.


We serve the entire state of California, primarily but not limited to in Yuba City, Marysville, Gridley, Chico, Oroville, Wheatland, Olivehurst, Roseville and Sacramento.

Contact one of our agents today to discuss your policy needs and we will find you the appropriate medical coverage for you and your family.

You can find our office staff on the Covered CA website by going to “find help near you” on the top right hand corner and typing in the zip code of 95993.