Welcome: Family Winemakers of California
You could lower your premiums and increase your health benefits. Why not learn more?
We specialize in serving small- and medium-size businesses just like you. And our services are free.
Although we provide competitive rates to all businesses, Ernstam’s access to the insurance marketplace has yielded unique savings for California’s agricultural employers. Compared to standard rates for all industries, these employers can save 10-20% on health insurance.
Dental Care Insurance for California’s Family Winemakers
Ernstam & Lewis provides California’s Family Winemakers with access to affordable dental insurance for employees. We invite you to learn more and contact us with questions.
How we help winemakers
We do the work, you get the results
Let us go to work for you. As a broker, we have decades of experience matching California employers with benefit providers. We do the heavy lifting and you get the benefits. You’ll get the exact same rates as if you did all the work yourself.
Benefits are all we do
Many organizations, such as financial planners and HR consultancies, offer benefits brokerage services as part of their services. It’s one component of an “all the above” strategy. Not us. We’re 100% focused on securing benefits for employers and individuals in California. It’s our expertise. We know you don’t just want benefits. You want the right benefits. That’s where we come in.
Our approach: We help you reach your goals
When it comes to benefits, one size does not fit all. We help you identify the benefits that are right for you. That means we begin by listening.
Employee benefits
No matter your size of business, Ernstam can connect you with the employee benefits that match your needs. We assist California employers with coverage including:
Employee health insurance
Employee life insurance
Employee disability insurance
Employee vision insurance
Employee Cafeteria 125 Plan benefits
Supplemental products including accident insurance and cancer insurance
Benefits, service and support
Ernstam & Lewis’ work doesn’t end when you enroll in a benefits plan. In fact, it’s only beginning. Our menu of client services includes:
Helping employees enroll in benefits plans.
Educating groups or individual employees. We understand benefits can be complicated and we want to make sure workers clearly understand their options.
Proactively seeking new annual bids for employee benefits, making sure you have the best options to choose from.
Additional client services
In addition to our core service of brokering benefits for California companies, we provide these complementary services to our clients:
The Ease benefits administration website and portal
Ease helps employees enroll and manage benefits online, reducing paperwork and saving time. Employers, too, can benefit from Ease. The software displays benefit descriptions and costs, the status of payroll deductions and more. With Ease, employers can comprehensively evaluate all their employee benefit data in one place.
Workplace and HR compliance services
When employers offer benefits, state and federal laws require documentation and compliance. Not only is this challenging and time consuming, but there are penalties for noncompliance. Ernstam & Lewis is here to lift the burden of these regulatory tasks. We provide support, guidance, and documentation for:
Affordable Care Act (ACA)
Federal law requires companies with more than 50 employees to file compliance reports.COBRA
Employers with more than 20 workers must offer COBRA and administer the plan.HIPPA
Employers must comply with the privacy and reporting requirements of the Health Insurance Portability and Accountability Act.ERISA, SPD and Wrap documentation
We help you comply with regulations required by the Employee Retirement Income Security Act (ERISA). We also aid in providing mandatory Summary Plan Descriptions (SPD) and/or Wrap documents that explain benefits to employees.
HR Services
Ernstam & Lewis provides comprehensive assistance through our partner, Think HR (now Mineral). This includes a vast searchable database on human resources law. Our clients can also call licensed HR professionals for a personalized consultation. In addition, Think HR provides training on numerous workplace topics.
Contact Us
At Ernstam & Lewis, you don’t talk to robots. You talk to real people. So pick up the phone or send us an email. We promise we’ll respond personally and promptly to your questions.
Phone 530.751.1212
Email info@ernstam.com
Or, for your convenience, you can fill out our contact form.
We look forward to serving you.
Postal address
Ernstam & Lewis Insurance Services
1625 Butte House Road
Yuba City, CA 95993