Need help with benefits?

Let us do the heavy lifting.

 
 

Ernstam & Lewis Insurance Services is a leading California broker of workplace benefits, insurance for individuals and Medicare supplement plans.

Who we serve
We serve a wide spectrum of customer groups in California, including:

  • Small businesses

  • Large businesses

  • Local governments

  • School districts

  • Churches

  • Nonprofit organizations

  • Employed individuals

  • Retired individuals


Employee Benefits
No matter your size of business, Ernstam & Lewis can connect you with employee benefits that match your needs. We assist California employers with benefits including:

  • Employee health insurance

  • Employee dental insurance

  • Employee life insurance

  • Employee disability insurance

  • Employee vision insurance

  • Employee long-term care insurance

  • Employee Cafeteria 125 Plan benefits

  • Supplemental products including accident insurance and cancer insurance

In addition to connecting employers to benefits, we also provide complementary add-on services for California employers. These include benefits compliance support (COBRA, ADA, HIPPA, ERISA and more). Other benefits include human resources education and consultation and Teledoc services.

Individual Insurance
It isn’t easy going it alone. Whether you’re self-employed or need insurance for other reasons, we can help. Ernstam & Lewis have in-depth knowledge of the private insurance market and the federal Health Insurance Marketplace also known as Covered California. Other individual benefits include life insurance, disability, travel and identify theft protection. There is no fee for our services. Learn more about our benefits services for individuals in California.

Medicare Supplements
Whether you’re retired or employed, Medigap may be the best option for your health care coverage. It’s a supplement that covers some costs Medicare doesn’t. This can include deductibles, coinsurance and copayments. Learn more about our Medigap coverage services.